If you are a green card holder and have pending or permanent residency status in the US, then you may qualify for obamacare insurance. Whether you are staying in the country permanently or visiting from your home country, G1G can help you find a policy that will fit your needs.
If you are a senior green card holder, you may qualify for Medicare benefits. Medicare is the federal government’s health insurance program for people 65 or older and younger people with qualifying disabilities. To qualify, you need to have lived in the United States for at least five years and worked here for at least 10 years.
If you meet the qualifications, you can enroll in Medicare Part A without paying any monthly premiums. However, you must also pay Medicare Part B premiums and deductibles.
In addition to Medicare, you can get coverage from Medicaid. Although Medicaid was originally limited to citizens and lawfully present immigrants, it has expanded to include humanitarian forms of relief such as asylum-seekers and refugees.
You can get a quote for Medicare and other private health insurance plans online. By filling out the required information, you can receive a free quote that includes a breakdown of different plan types, carriers and premium prices. This can help you make an informed decision about which type of coverage will best suit your needs.
Green card holders, as well as every legal US resident, are required to have health insurance under the ACA. This coverage is provided through a variety of programs and options, including Medicaid, Medicare, and the Marketplace.
Medicaid is a federally funded program that provides healthcare to low-income individuals and families. It works on a fee-for-service or managed care model, depending on your state’s policies and procedures.
The ACA expanded eligibility for Medicaid, and lowered income limits and asset tests to help people qualify for Medicaid and other health insurance. The law also allowed states to expand eligibility for children up to age 26 and eliminated the waiting period for enrolling in Marketplace plans.
However, many immigrants may be confused about whether they are eligible for a government-funded healthcare plan based on their immigration status. The general rules related to eligibility based on immigration status are rooted in the Personal Responsibility and Work Opportunity Reconciliation Act of 1996.
Short-term health insurance
If you are a Green Card holder and have not lived in the US for five years after your Green Card was issued, you may be eligible to buy a short-term health insurance policy under Obamacare. This coverage is designed to help you pay for health care expenses until you can enroll in domestic healthcare plans or receive public insurance like Medicaid.
Buying short-term health insurance is a good option for many people, especially when you need medical coverage quickly and are not yet able to get ACA-compliant coverage. However, you need to understand that these non-ACA policies are not regulated the same way as ACA-compliant plans and have different costs.
You can get a quote for short-term health insurance online or by calling an insurance agent. Some websites have hundreds of insurance options, making it easy to find the right plan for your needs. And, most short-term insurance providers offer online account management and cancellation.
obamacare (also known as the Patient Protection and Affordable Care Act) makes it mandatory for all Americans to purchase health insurance. ACA health plans cover a wide range of medical expenses including hospitalization, prescription drugs, and more.
Individuals who have submitted their immigration paperwork and are waiting on green cards can buy visitor or immigrant health insurance plans from private insurance companies until they obtain legal permanent resident status. These health coverage plans can cover the waiting period and provide emergency medical treatment during that time.
Visitor insurance is a good option for those planning to visit the US for short trips. It provides temporary coverage for eligible medical expenses, hospitalization charges, prescriptions and drugs, COVID-19, doctor’s visits, urgent care and more.
Green card holders should have health insurance to protect themselves from high healthcare costs in the United States. Whether it’s travel insurance for short term trips or long-term insurance to cover an extended stay in the country, the right type of insurance can make a world of difference in your health and financial situation.